Financial calculators for Switzerland
Fast, free calculators for your most important money decisions. No login, no tracking, in CHF with Swiss number formatting.
AHV pension calculator
How much will your AHV pension be? With the 2027 values, the 13th AHV pension, gaps, child-raising credits and early withdrawal.
Calculate now →Tax calculator
How much tax will you pay for 2026? Federal, cantonal, municipal and church tax on income and wealth, all 26 cantons compared.
Calculate now →Budget calculator
Where does your salary go? Fixed costs, leisure and savings at a glance, with your savings rate and the 50/30/20 rule.
Calculate now →Salary calculator
How much of your gross salary is left? AHV, unemployment, accident and pension fund 2027, plus what a pay rise is worth net.
Calculate now →Deductible calculator
Which deductible pays off in 2027? Premium, deductible and co-payment compared for all six levels, with deadlines.
Calculate now →FIRE calculator
At what capital do your returns cover your living costs? With savings rate, inflation, withdrawal rate and optional taxes.
Calculate now →Compound interest calculator
See how your savings grow over the years with compound interest – including a monthly savings rate and growth chart.
Calculate now →Pillar 3a calculator
See your Pillar 3a (voluntary private pension) balance at retirement – and how much tax you save each year. With 2026 maximum amounts for employees and the self-employed.
Calculate now →Pension fund buy-in
Work out your immediate tax saving from a buy-in into your pension fund – and see, side by side, whether buying in beats investing the money yourself.
Calculate now →Pension or lump sum
Pension or lump-sum withdrawal from your pension fund? Compare both options with taxes, returns and life expectancy – including the break-even age at which the lump sum pays off.
Calculate now →Withdrawal plan
How long does your capital last with monthly withdrawals – or how much can you draw for X years? Including inflation and investment return.
Calculate now →Mortgage
Check affordability (the 33% rule) and loan-to-value (max. 80%) for your property purchase. With the stress-test interest rate, second mortgage amortisation, and ancillary costs.
Calculate now →Retirement
Calculate your retirement income from AHV (state pension), Pensionskasse (employer pension), and Pillar 3a – and see how large your pension gap really is.
Calculate now →Savings goal
You have a goal in mind – we'll tell you how much you need to save per month to reach it in X years. Including the compound interest boost.
Calculate now →Inflation
Savings sitting in your account? See how much purchasing power they lose in 10, 20 or 30 years when interest trails inflation.
Calculate now →Debt repayment
How long until your loan is paid off – and how much interest do you save by paying a bit more each month? With a direct comparison.
Calculate now →Rent vs. buy
Compare your net worth after 10/20/30 years as a renter or owner. With mortgage rate, property appreciation, investment return, and break-even point.
Calculate now →Note: These calculators provide indicative model calculations for orientation purposes – not investment, tax, or pension advice. Actual returns vary, and tax rates and Pillar 3a maximum amounts change. For your specific situation: use the Geldfuchs app or speak with a qualified professional.
Your real numbers in one app
These calculators show you model values. Geldfuchs shows you your real finances – with all accounts, Pillar 3a, Pensionskasse, and automatic analysis.
Try free for 14 days →