Financial calculators for Switzerland

Fast, free calculators for your most important money decisions. No login, no tracking, in CHF with Swiss number formatting.

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Compound interest calculator

See how your savings grow over the years with compound interest – including a monthly savings rate and growth chart.

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Pillar 3a calculator

See your Pillar 3a (voluntary private pension) balance at retirement – and how much tax you save each year. With 2026 maximum amounts for employees and the self-employed.

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Withdrawal plan

How long does your capital last with monthly withdrawals – or how much can you draw for X years? Including inflation and investment return.

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Mortgage

Check affordability (the 33% rule) and loan-to-value (max. 80%) for your property purchase. With the stress-test interest rate, second mortgage amortisation, and ancillary costs.

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Retirement

Calculate your retirement income from AHV (state pension), Pensionskasse (employer pension), and Pillar 3a – and see how large your pension gap really is.

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Savings goal

You have a goal in mind – we'll tell you how much you need to save per month to reach it in X years. Including the compound interest boost.

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Debt repayment

How long until your loan is paid off – and how much interest do you save by paying a bit more each month? With a direct comparison.

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Rent vs. buy

Compare your net worth after 10/20/30 years as a renter or owner. With mortgage rate, property appreciation, investment return, and break-even point.

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Note: These calculators provide indicative model calculations for orientation purposes – not investment, tax, or pension advice. Actual returns vary, and tax rates and Pillar 3a maximum amounts change. For your specific situation: use the Geldfuchs app or speak with a qualified professional.

More than just calculators

Your real numbers in one app

These calculators show you model values. Geldfuchs shows you your real finances – with all accounts, Pillar 3a, Pensionskasse, and automatic analysis.

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