Pension & Retirement
Your retirement in numbers: pillar 3a, pension fund buy-ins, annuity vs. lump sum and your retirement income.
Pillar 3a calculator
See your Pillar 3a (voluntary private pension) balance at retirement – and how much tax you save each year. With 2026 maximum amounts for employees and the self-employed.
Calculate now →Pension fund buy-in
Work out your immediate tax saving from a buy-in into your pension fund – and see, side by side, whether buying in beats investing the money yourself.
Calculate now →Pension or lump sum
Pension or lump-sum withdrawal from your pension fund? Compare both options with taxes, returns and life expectancy – including the break-even age at which the lump sum pays off.
Calculate now →Withdrawal plan
How long does your capital last with monthly withdrawals – or how much can you draw for X years? Including inflation and investment return.
Calculate now →Retirement
Calculate your retirement income from AHV (state pension), Pensionskasse (employer pension), and Pillar 3a – and see how large your pension gap really is.
Calculate now →