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Clear articles on budget, pension, taxes, real estate and investing – for everyone who wants to manage their finances wisely.

Need travel insurance?
Insurance

Travel Insurance in Switzerland 2026: Do You Really Need It?

Credit card, health insurance or a standalone policy: we show you what's actually covered abroad and when a travel insurance policy is really worth it.

·9 Min.
Salary Deductions Explained
Budget & Saving

Swiss Salary Deductions 2026: What Comes Off Your Pay

AHV, unemployment insurance and pension fund: we walk you through exactly what gets deducted from your Swiss gross salary in 2026, and how much actually reaches your account.

·10 Min.
Amortisation: direct or indirect?
Real Estate

Mortgage Amortisation Switzerland: Direct or Indirect?

Direct or indirect mortgage amortisation? How both options work, what the 2029 imputed rental value reform changes, and how to decide with a worked example.

·10 Min.
Protect your partner
Estate Planning

Cohabiting in Switzerland: Inheritance, Pension & Tax

Not married? Then the law treats you as strangers. How to protect each other as a cohabiting couple: AHV, pension fund, pillar 3a, a will and taxes.

·11 Min.
FIRE Switzerland
Investing

FIRE Switzerland: Financial Independence & Early Retirement

FIRE in Switzerland: savings rate, the 4% rule, your FIRE number, ETF strategy, taxes and the bridge to AHV, pension fund and Pillar 3a. The complete guide.

·15 Min.
Save on premiums
Insurance

Lower Your Health Insurance Premiums: 5 Levers for 2026

Deductible, insurance model, switching insurer: these 5 tips lower your Swiss health insurance premiums immediately – without losing any coverage.

·8 Min.
Advance directive & living will
Estate Planning

Advance Care Directive & Living Will in Switzerland 2026

Without an advance care directive, the KESB steps in – not automatically your spouse. How to set up both documents in Switzerland, step by step, for free.

·10 Min.
Tax return, step by step
Taxes

Filing Your Swiss Tax Return: A Step-by-Step Guide 2026

Fill out your Swiss tax return yourself instead of paying a fiduciary: documents, the right tool, every 2025 deduction and the deadlines by canton.

·11 Min.
Build your safety buffer
Budget & Saving

Emergency Fund Switzerland: How Many CHF You Really Need

How big should your emergency fund be, and where do you park it now that Swiss savings rates are back at zero? A step-by-step guide to building one.

·10 Min.
Mortgage Made Simple
Real Estate

Swiss Mortgages 2026: Affordability, LTV & Rates Explained

Understand in 10 minutes how a Swiss mortgage actually works: loan-to-value, affordability, amortisation, and the difference between fixed and SARON mortgages.

·11 Min.
Your Will 2026
Estate Planning

Writing a Will in Switzerland: Step-by-Step (2026)

How to write a will in Switzerland: mandatory shares, advance care directive, formal requirements – everything you need to know, explained clearly.

·10 Min.
Your AHV Pension 2026
Pillar 3a & Pension

AHV Pension Explained: What You'll Actually Receive in 2026

AHV pension 2026: how much will you get, how is it calculated, and what does the new 13th pension payment in December mean for you? Everything you need to know.

·8 Min.
Buy or Rent?
Real Estate

Buy or Rent in Switzerland 2026? The Honest Calculation

Buy or rent – what actually makes sense in Switzerland? Affordability, equity, monthly costs – the honest calculation with CHF examples.

·10 Min.
3 Must, 2 Optional
Insurance

Which Insurances Do I Need in Switzerland? (2026)

Compulsory, recommended, dispensable: which insurances you actually need in Switzerland in 2026 – and where you can save CHF 1'500 per year.

·10 Min.
Standing Order in 10 Min.
Investing

ETF Savings Plan with findependent: Set Up in 10 Minutes

Step by step to an automatic ETF savings plan with findependent: account, strategy and standing order in 10 minutes – the easy way to start investing.

·4 Min.
Your 2nd Pillar
Pillar 3a & Pension

Your Pensionskasse: What You Really Need to Know in Your 30s and 40s

Understanding your Pensionskasse statement, conversion rate, voluntary top-ups, job changes and tax benefits – everything about the 2nd pillar for Swiss employees in the wealth-building phase.

·9 Min.
From CHF 100 / Month
Investing

ETF Investing for Beginners: How to Start with CHF 100 per Month

ETF investing for beginners in Switzerland: clear explanation, best ETFs, broker comparison, step-by-step guide. Build wealth from CHF 100/month.

·11 Min.
Pillar 3a 2026
Pillar 3a & Pension

Pillar 3a: Everything You Need to Know in 2026

Pillar 3a Switzerland 2026: the CHF 7'258 maximum, how much tax you save, and which provider – VIAC, finpension or frankly – fits you best. The complete guide.

·10 Min.
10 Legal Tax Tips
Taxes

Save Taxes in Switzerland: 10 Legal Tips Almost Nobody Uses

10 legal ways to reduce your taxes in Switzerland. From Pillar 3a to work expenses and securities – concrete tips with real CHF examples.

·11 Min.
3a Comparison 2026
Pillar 3a & Pension

VIAC vs. finpension vs. frankly: Pillar 3a Comparison 2026

VIAC, finpension and frankly head-to-head in 2026: fees, investment strategies, app quality and which Pillar 3a provider gives you the best value for money.

·10 Min.
Bitcoin in 10 Min.
Investing

Bitcoin Savings Plan with Relai: Get Started in 10 Minutes

Bitcoin savings plan with Relai in 10 minutes: no trading, no stress. How a 5–10% allocation complements your ETF portfolio – risks and taxes in Switzerland.

·8 Min.
VIAC for 3a
Pillar 3a & Pension

Setting Up VIAC Pillar 3a: Account, Strategy & Tax Tips 2026

VIAC Pillar 3a step by step: open an account, pick the right equity strategy, understand the fees and save on taxes. The complete guide for 2026.

·8 Min.
1 ETF Is Enough
Investing

MSCI World vs. FTSE All-World: Is One Global ETF Enough?

MSCI World or FTSE All-World? IWDA vs VWRL compared: emerging markets, TER, taxes for Swiss investors – and why a single global ETF is enough for most people.

·9 Min.
Budget in 30 Min.
Budget & Saving

Create a Budget: In 30 Minutes You'll Know Where Your Money Goes

Follow this step-by-step guide to build a realistic budget in just 30 minutes and get your finances under control.

·9 Min.

More articles follow regularly. Check back soon.