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Clear articles on budget, pension, taxes, real estate and investing – for everyone who wants to manage their finances wisely.
Lump Sum or Pension? How to Decide at Retirement
Pension or lump sum from your pension fund: we break down the tax impact, the break-even point and how staggering your withdrawal can save you thousands of francs.
Digital Legacy in Switzerland: Accounts, Crypto & Passwords
Email, social media, crypto wallets: without planning, your heirs in Switzerland often can't get in after you die. Here's how to set up your digital legacy.
Disability in Switzerland: What IV and Your Pensionskasse Pay
IV, Pensionskasse and continued salary payments: what you'd actually receive in Switzerland if you became unable to work – and where the gap you need to close yourself begins.
Pension Fund Top-Up 2026: How to Save Tax in Switzerland
A voluntary pension fund top-up often saves several thousand francs in tax. We break down the math, the three-year blocking period and when a top-up is worth it.
Swiss Inflation & Purchasing Power: What Your Money Is Worth
Official inflation is low, yet everything still feels more expensive. We explain why – and how to protect your savings from losing purchasing power.
Imputed Rental Value Abolished 2029: What Changes for You
From 2029, the imputed rental value disappears, and with it most of the mortgage interest deduction. What this means for your taxes, amortisation and renovations.
Swiss Inheritance Tax 2026: What You Actually Pay
Switzerland has no federal inheritance tax, just 26 different cantonal systems. Here's where children still pay tax and what the Juso vote changes for you.
Travel Insurance in Switzerland 2026: Do You Really Need It?
Credit card, health insurance or a standalone policy: we show you what's actually covered abroad and when a travel insurance policy is really worth it.
Swiss Salary Deductions 2026: What Comes Off Your Pay
AHV, unemployment insurance and pension fund: we walk you through exactly what gets deducted from your Swiss gross salary in 2026, and how much actually reaches your account.
Mortgage Amortisation Switzerland: Direct or Indirect?
Direct or indirect mortgage amortisation? How both options work, what the 2029 imputed rental value reform changes, and how to decide with a worked example.
Cohabiting in Switzerland: Inheritance, Pension & Tax
Not married? Then the law treats you as strangers. How to protect each other as a cohabiting couple: AHV, pension fund, pillar 3a, a will and taxes.
FIRE Switzerland: Financial Independence & Early Retirement
FIRE in Switzerland: savings rate, the 4% rule, your FIRE number, ETF strategy, taxes and the bridge to AHV, pension fund and Pillar 3a. The complete guide.
Lower Your Health Insurance Premiums: 5 Levers for 2026
Deductible, insurance model, switching insurer: these 5 tips lower your Swiss health insurance premiums immediately – without losing any coverage.
Advance Care Directive & Living Will in Switzerland 2026
Without an advance care directive, the KESB steps in – not automatically your spouse. How to set up both documents in Switzerland, step by step, for free.
Filing Your Swiss Tax Return: A Step-by-Step Guide 2026
Fill out your Swiss tax return yourself instead of paying a fiduciary: documents, the right tool, every 2025 deduction and the deadlines by canton.
Emergency Fund Switzerland: How Many CHF You Really Need
How big should your emergency fund be, and where do you park it now that Swiss savings rates are back at zero? A step-by-step guide to building one.
Swiss Mortgages 2026: Affordability, LTV & Rates Explained
Understand in 10 minutes how a Swiss mortgage actually works: loan-to-value, affordability, amortisation, and the difference between fixed and SARON mortgages.
Writing a Will in Switzerland: Step-by-Step (2026)
How to write a will in Switzerland: mandatory shares, advance care directive, formal requirements – everything you need to know, explained clearly.
AHV Pension Explained: What You'll Actually Receive in 2026
AHV pension 2026: how much will you get, how is it calculated, and what does the new 13th pension payment in December mean for you? Everything you need to know.
Buy or Rent in Switzerland 2026? The Honest Calculation
Buy or rent – what actually makes sense in Switzerland? Affordability, equity, monthly costs – the honest calculation with CHF examples.
Which Insurances Do I Need in Switzerland? (2026)
Compulsory, recommended, dispensable: which insurances you actually need in Switzerland in 2026 – and where you can save CHF 1'500 per year.
ETF Savings Plan with findependent: Set Up in 10 Minutes
Step by step to an automatic ETF savings plan with findependent: account, strategy and standing order in 10 minutes – the easy way to start investing.
Your Pensionskasse: What You Really Need to Know in Your 30s and 40s
Understanding your Pensionskasse statement, conversion rate, voluntary top-ups, job changes and tax benefits – everything about the 2nd pillar for Swiss employees in the wealth-building phase.
ETF Investing for Beginners: How to Start with CHF 100 per Month
ETF investing for beginners in Switzerland: clear explanation, best ETFs, broker comparison, step-by-step guide. Build wealth from CHF 100/month.
Pillar 3a: Everything You Need to Know in 2026
Pillar 3a Switzerland 2026: the CHF 7'258 maximum, how much tax you save, and which provider – VIAC, finpension or frankly – fits you best. The complete guide.
Save Taxes in Switzerland: 10 Legal Tips Almost Nobody Uses
10 legal ways to reduce your taxes in Switzerland. From Pillar 3a to work expenses and securities – concrete tips with real CHF examples.
VIAC vs. finpension vs. frankly: Pillar 3a Comparison 2026
VIAC, finpension and frankly head-to-head in 2026: fees, investment strategies, app quality and which Pillar 3a provider gives you the best value for money.
Bitcoin Savings Plan with Relai: Get Started in 10 Minutes
Bitcoin savings plan with Relai in 10 minutes: no trading, no stress. How a 5–10% allocation complements your ETF portfolio – risks and taxes in Switzerland.
Setting Up VIAC Pillar 3a: Account, Strategy & Tax Tips 2026
VIAC Pillar 3a step by step: open an account, pick the right equity strategy, understand the fees and save on taxes. The complete guide for 2026.
MSCI World vs. FTSE All-World: Is One Global ETF Enough?
MSCI World or FTSE All-World? IWDA vs VWRL compared: emerging markets, TER, taxes for Swiss investors – and why a single global ETF is enough for most people.
Create a Budget: In 30 Minutes You'll Know Where Your Money Goes
Follow this step-by-step guide to build a realistic budget in just 30 minutes and get your finances under control.
More articles follow regularly. Check back soon.