The most intuitive financial analysis and planning app in Switzerland. From first payslip to estate planning. Simple. Secure. Swiss.
✅ Free to try · no credit card · cancel any time
Many people in Switzerland leave significant money on the table because proper financial advice is complicated, opaque, or simply too expensive. Geldfuchs changes that – right on your smartphone, accessible to everyone.
Understand your income and expenses without a finance degree. Everything visualised, nothing hidden.
Reach your goals – home ownership, retirement savings, world travel – with crystal-clear projections all the way to retirement and beyond.
The alternative for anyone who doesn't want to pay for expensive advice but still wants to make the most of their money.
Everything people in Switzerland need financially – from first payslip to estate planning. The overarching "Today" view brings it all together in one cockpit.
Your financial score and everything important at a glance – the overarching cockpit that ties all six areas together.
Income, expenses, subscriptions, savings rate. Automatically categorised – from your neon, Raiffeisen, or ZKB statement.
Bank accounts, investments, Pillar 3a, Pensionskasse (employer pension), AHV (state pension). One complete view of everything you own.
Calculate your tax burden, maximise deductions, see the Pillar 3a effect. By canton and municipality.
Wealth projection to retirement. FIRE calculator. Scenarios for property purchase, part-time work, early retirement.
Insurance check and risk analysis. What's missing? What's doubled up? Where are you over- or under-insured?
Will, inheritance law, advance care directive. Sort out what matters later – for you and the people who depend on you.
No endless forms, no hour-long setup. Upload your documents – Geldfuchs does the rest.
Payslip, bank statement, pension fund statement, investment report – as a PDF, CSV, or just a photo. Your smartphone is all you need.
Transactions are categorised automatically. Pillar 3a, pension fund, AHV, investments – everything lands in the right place.
Geldfuchs shows you your options and what typically makes sense. The decision is always yours – made clearly, with confidence.
Join the waitlist. We'll send you a personal invitation as soon as the next batch of alpha spots opens up.
🦊 Request alpha →A financial solution that truly understands the Swiss market – from Pillar 3a to cost of living from Geneva to St. Gallen. Built by two Swiss founders, for 9+ million people in Switzerland.
Co-founder · Product & Finance
BSc in Finance & Banking, investor for 10+ years. Has spent years deep in personal finance and wealth building. Founder of investsmart365 and worksmart365. Geldfuchs is his answer to costly financial analysis and advice – with the mission of advancing financial literacy and independence in Switzerland.
Coming soon.
Encrypted storage, Swiss hosting (Zurich) in alpha, zero-knowledge architecture as our target. We sell nothing and share nothing.
Geldfuchs doesn't advise – it informs. You decide. We show options, never products that pay us a kickback.
Cantons, tax deductions, Pillar 3a, BVG (occupational pension law), AHV (state pension), Pensionskasse, conversion rate – everything that matters in Switzerland. Not a copy-paste from Germany.
Try for free with demo personas. Upgrade when you want to use your own data.
Demo
Premium
or CHF 79 / year – 2 months free
For anyone who wants professional financial clarity – without the price tag of professional financial advice.
One hour with an independent fee-only adviser in Switzerland typically costs CHF 150–300 – and a full financial plan quickly runs into several thousand francs. Geldfuchs puts the same tools in your hands: budget, taxes, retirement planning, insurance. Run the numbers yourself, any time, no appointment needed. And when you do eventually work with an adviser, you'll arrive prepared – your data in your hands, not theirs.
Not yet available – currently in closed alpha.
Be among the first to take your financial freedom into your own hands. Sign up – you'll get an invitation as soon as we open the next batch of alpha spots.
No spam. No sharing. Just a message when your access is ready.
Geldfuchs is the tool and the financial knowledge. investsmart365 brings together concrete provider recommendations for Switzerland – accounts, Pillar 3a, ETFs & more. livesmart365 covers the philosophy behind it all.
Banking apps show you one bank. Geldfuchs connects everything: your neon account, your VIAC Pillar 3a, your Pensionskasse (employer pension), your AHV (state pension) account, your Saxo investment portfolio. One place, one timeline, one logic.
Geldfuchs is the app – plus the financial knowledge in the blog (geldfuchs.ch/blog). investsmart365 is the recommendation platform: concrete Swiss providers for accounts, Pillar 3a, ETFs & more, where you save on fees. Both belong to worksmart365 GmbH but operate independently.
In alpha: data is transmitted encrypted and stored in the browser or on servers in Switzerland (Zurich). The target architecture for v1 is zero-knowledge: even we cannot read your data.
No, and that's deliberate. Geldfuchs visualises, calculates, and shows typical options – you always decide for yourself. This keeps us independent of FINMA regulation and conflicts of interest.
Two Swiss founders: Fabrizio Marra (founder of investsmart365, finance & product) and a second co-founder (coming soon). Geldfuchs is a product of worksmart365 GmbH, based in Horw.
Currently: closed alpha with 2 people. Then beta with friends and family. Public launch: end of 2026. The waitlist is the best way to get in early.
