Your personal financial navigator: the app runs your finances, the Academy explains them, calculators and games get you fit. Simple. Secure. Swiss.
✅ Free to try · no credit card · access by invitation
Whether you want to run your finances, build financial knowledge or simply crunch some numbers: here is your path.
Money flow, taxes, wealth, retirement, estate and insurance – all in one place. The app shows, warns and explains, you decide.
from CHF 89/year · currently by invitation All about the app →Nine knowledge modules from budgeting to estate planning, learn it properly once.
Module 1 free Start for free →Eleven calculators with Swiss figures 2026, from pillar 3a to your mortgage.
Free Start calculating →Eight learning games: try things out, make mistakes and learn, without real money.
Free Play now →Hands-on financial knowledge for Switzerland, regularly updated and jargon-free.
Free Read now →Get a complete picture of your financial life in less than five minutes. Geldfuchs connects accounts, pensions and wealth, runs the numbers on your decisions and warns you before things get tight.
Premium from CHF 89/year or CHF 9/month · 30-day money-back guarantee · access currently by invitation
Nine knowledge modules guide you through the Swiss financial world: budgeting, taxes, AHV, pension fund, pillar 3a, retirement planning, health insurance, wealth building and estate planning. With practice questions and a final exam, at your own pace.
Budget & money flow to get started, completely free and without an account.
Unlock exactly the modules that move you forward, each for CHF 15.
All nine modules plus 12 months of app Premium included, with no automatic renewal.
Clear, practical, no jargon. New posts on your finances, regularly – matching different life situations and challenges.
Credit card, health insurance or a standalone policy: we show you what's actually covered abroad and when a travel insurance policy is really worth it.
AHV, unemployment insurance and pension fund: we walk you through exactly what gets deducted from your Swiss gross salary in 2026, and how much actually reaches your account.
Direct or indirect mortgage amortisation? How both options work, what the 2029 imputed rental value reform changes, and how to decide with a worked example.
A financial solution that truly understands the Swiss market, from cost of living to retirement. From Geneva to St. Gallen, from Basel to Ticino. Built by two Swiss, for every working person in Switzerland.
Co-founder · Product & Finance
BSc in Finance & Banking, investor for 20 years. Has spent years deep in personal finance and wealth building. Founder of worksmart365 and investsmart365. Geldfuchs is his answer to costly financial analysis and advice – with the mission of advancing financial literacy and independence in Switzerland.
Marketing & Sales
A second Swiss mind strengthens Geldfuchs at the intersection of product and growth. More on that once it is official.
Can I afford it? A home, part-time work, a family, retirement – Geldfuchs runs the numbers and shows you on what conditions it works.
Geldfuchs spots bottlenecks and creeping risks early – so no tax bill or liquidity squeeze catches you off guard.
Pension, taxes, pillar 3a – Geldfuchs explains every term using your own numbers. Financial know-how that sticks.
Encrypted storage, Swiss hosting (Zurich), zero-knowledge architecture as our target. We sell no data and share nothing.
Geldfuchs doesn't advise – it informs. You decide. We show options and sell no financial or insurance products for kickbacks.
Cantons, tax deductions, Pillar 3a, BVG (occupational pension law), AHV (state pension), Pensionskasse, conversion rate – everything that matters in Switzerland. From Switzerland, for Switzerland.
The calculators, the learning games, the blog and module 1 of the Academy are free. The app costs CHF 89 per year or CHF 9 per month, access is currently by invitation via the waitlist. Academy modules cost CHF 15 each, the bundle with all nine modules CHF 99, including 12 months of app Premium.
Geldfuchs is the app for your personal finances – plus the financial knowledge in the blog (geldfuchs.ch/blog). investsmart365 is the platform for everything about investing, with provider recommendations: concrete Swiss providers for accounts, Pillar 3a, ETFs & more, where you save on fees. Both belong to worksmart365 GmbH but operate independently.
Two Swiss founders, initiated by Fabrizio Marra (founder of worksmart365 GmbH, BSc in Finance & Banking, investor for 20 years), supported by a second co-founder for product & growth. Geldfuchs is a product of worksmart365 GmbH, based in Horw.
Join the movement
Be among the first to use Geldfuchs for their financial freedom and strengthen their financial independence. Sign up – you'll get an invitation as soon as we open the next batch of spots.
No spam. No sharing. Just a message when your access is ready.
Geldfuchs is the platform for everything around your personal finances. investsmart365 adds a focus on investing and brings together concrete provider recommendations for Switzerland: bank account, pillar 3a, ETFs & co. livesmart365 is the philosophy behind it. More time for what really matters in life. worksmart365 is the company behind Geldfuchs.
