Your personal financial navigator: the app runs your finances, the Academy explains them, calculators and games get you fit. Simple. Secure. Swiss.
✅ 14 days free · then CHF 129 per year incl. VAT · cancel any time during the trial
Beta since 10 October 2026 · official launch 2027 · we keep refining Geldfuchs with your feedback
Whether you want to run your finances, build financial knowledge or simply crunch some numbers: here is your path.
Money flow, taxes, wealth, retirement, estate and insurance – all in one place. The app shows, warns and explains, you decide.
CHF 129 per year · 14 days free All about the app →Nine knowledge modules from budgeting to estate planning, learn it properly once.
Included in the subscription · module 1 free Start for free →Seventeen calculators with Swiss figures 2026, from pillar 3a to your mortgage.
Free Start calculating →Eight learning games: try things out, make mistakes and learn, without real money.
Free Play now →Hands-on financial knowledge for Switzerland, regularly updated and jargon-free.
Free Read now →Get a complete picture of your financial life in less than five minutes. Geldfuchs brings accounts, pensions and wealth together, runs the numbers on your decisions and warns you before things get tight.
Geldfuchs Premium CHF 129 per year incl. VAT · 14 days free · Academy included
For comparison: a financial or retirement plan from a Swiss bank costs CHF 550 to 2'500 one-off (excl. VAT). What financial planning costs elsewhere →
Nine knowledge modules guide you through the Swiss financial world: budgeting, taxes, AHV, pension fund, pillar 3a, retirement planning, health insurance, wealth building and estate planning. With practice questions and a final exam, at your own pace.
Budget & money flow to get started, completely free and without an account.
All nine modules are included in Geldfuchs Premium, even during the 14-day free trial.
What you learn in the Academy, you can work through straight away in the app with your own numbers.
Clear, practical, no jargon. New posts on your finances, regularly – matching different life situations and challenges.
This year you can pay in the 2025 gap of your Pillar 3a for the first time. We show you amounts, deadlines up to 31 December and a checklist for your payment.
Contribution year 2021 expires at the end of 2026. We show you how to spot AHV gaps in your account statement, what they cost in pension and what to do now.
The 13th AHV pension arrives in December 2026 without an application if you qualify. We show you how much it is and what's on the ballot on 29 November.
A financial solution that truly understands the Swiss market, from cost of living to retirement. From Geneva to St. Gallen, from Basel to Ticino. Built by a Swiss founder and a community that helps shape it, for every working person in Switzerland.
Founder · Product & Finance
BSc in Finance & Banking, investor for 20 years. Has spent years deep in personal finance and wealth building. Founder of worksmart365 and investsmart365. Geldfuchs is his answer to costly financial analysis and advice – with the mission of advancing financial literacy and independence in Switzerland.
Subscribe · share feedback · help shape it
Everyone who subscribes to Geldfuchs, shares feedback and so helps drive its development. Geldfuchs grows with the people it is built for. Your feedback counts too.
Can I afford it? A home, part-time work, a family, retirement – Geldfuchs runs the numbers and shows you on what conditions it works.
Geldfuchs spots bottlenecks and creeping risks early – so no tax bill or liquidity squeeze catches you off guard.
Pension, taxes, pillar 3a – Geldfuchs explains every term using your own numbers. Financial know-how that sticks.
Encrypted storage, Swiss hosting (Zurich), zero-knowledge architecture as our target. We sell no data and share nothing.
The app is free of commissions: no paid placements, no sponsored recommendations, funded only by your subscription. On the blog, we label affiliate links openly. Geldfuchs doesn't advise, it informs. You decide.
Cantons, tax deductions, Pillar 3a, BVG (occupational pension law), AHV (state pension), Pensionskasse, conversion rate – everything that matters in Switzerland. From Switzerland, for Switzerland.
You use Geldfuchs Premium free of charge and in full for 14 days. When you start, you add a payment method with Stripe. If you cancel within the 14 days, nothing is charged. Otherwise the annual plan then costs CHF 129 per year. There is one free trial per person. If you have tested Geldfuchs before, the annual plan starts right away.
In the app under Settings, Manage subscription (in the German app: Einstellungen, Abo verwalten). Free of charge during the trial, afterwards at any time to the end of the current annual period.
Yes. All nine modules of the Geldfuchs Academy are included in the annual plan, even during the trial.
Pay CHF 1'000 once, with no recurring payment. The offer is limited to 100 places.
No. Geldfuchs does the calculations and shows you options, you decide for yourself. If you bring in an expert, Geldfuchs helps you arrive well prepared.
Geldfuchs is the app for your personal finances – plus the financial knowledge in the blog (geldfuchs.ch/blog). investsmart365 is the platform for everything about investing, with provider recommendations: concrete Swiss providers for accounts, Pillar 3a, ETFs & more, where you save on fees. Both belong to worksmart365 GmbH but operate independently.
Founded by Fabrizio Marra (owner of worksmart365 GmbH, BSc in Finance & Banking, investor for 20 years). Geldfuchs is a product of worksmart365 GmbH, based in Horw.
Try Geldfuchs free for 14 days, with your own numbers.
Geldfuchs is the platform for everything around your personal finances. investsmart365 adds a focus on investing and brings together concrete provider recommendations for Switzerland: bank account, pillar 3a, ETFs & co. livesmart365 is the philosophy behind it. More time for what really matters in life. worksmart365 is the company behind Geldfuchs.
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