Your Finances.Finally clear.
Your personal financial navigator. From birth to estate planning – it shows, warns and explains. Simple. Secure. Swiss.
✅ Free to try · no credit card · access by invitation
Your financial dashboard – always with you
Get a holistic picture of your financial life after less than five minutes. From cash flow to estate: click through the real app.
Capture. Understand. Plan. Act.
Our life is a journey, our finances a constant companion. Geldfuchs unites your financial life in a single app, grouped into four core areas and several core modules.
① Capture
Import & transactions. Import bank and credit card statements as CSV, parsed locally in your browser. Geldfuchs recognises and categorises your transactions automatically. Salary, Pillar 3a, pension fund and AHV you enter yourself in a few steps.
② Understand
Overview · Cash flow · Net worth · Taxes. Your whole financial life at a glance – savings rate, wealth trend and all 26 cantons. The mirror: where do you stand?
③ Plan
Retirement · Estate · Protection. AHV, Pensionskasse, Pillar 3a, inheritance law, insurance – the big picture for tomorrow, calculated today.
④ Act
Navigator · Reminders. The heart of it is the navigator: Can I afford it? Geldfuchs gives you a calculated verdict, warns before things get tight, and shows you "Your Financial Year" as a personal review. Reminders are the handy extra on top.
Three steps to financial clarity
No endless forms, no hour-long setup. Type in your numbers or upload your bank statements. Geldfuchs analyses, calculates and visualises everything for you.
Import your bank statement
Enter your data manually or import your bank statement as CSV. The data is processed locally in your browser, your data never leaves your device.
Geldfuchs reads and sorts
Transactions are categorised automatically. Income, expenses, Pillar 3a, pension fund, AHV, investments – everything lands in the right place.
You adjust and decide
Fine-tune any uncertain categories in a few taps – Geldfuchs remembers your rules. Then you see your options and decide.
Simple. Fair. Swiss.
Take a look at the app with our demo personas. Join the waitlist when you want to work with your own data.
Premium
Save CHF 19 per yearAnnual plan · CHF 108/year
- All modules unlocked
- All calculators & scenarios
- Tax optimisation
- Unlimited use
✓ 30-day money-back guarantee
Lifetime
pay once, access forever
- All modules unlocked
- All calculators & scenarios
- Tax optimisation
- No recurring payment
- All future features included
Available for the first 100 founding members
Annual plan · monthly or yearly payment · cancel at end of term
Who is Geldfuchs for?
For anyone who wants professional financial clarity – without the price of fee-based financial advice.
One hour with an independent fee-only adviser in Switzerland typically costs CHF 150–300 – and a full financial plan quickly runs into several thousand francs. Geldfuchs puts the same tools in your hands: budget, taxes, retirement planning, insurance. Run the numbers yourself, any time, no appointment needed. And when you do eventually work with an adviser, you'll arrive prepared – your data in your hands, not theirs.
Not yet publicly available – access is currently by invitation via the waitlist.
“Built out of curiosity. Used out of conviction.”
“I first built Geldfuchs for myself: out of curiosity, to replace my extensive Excel, truly understand my finances and make better decisions. As a business owner with fluctuating revenue I have to plan my liquidity with extra care, and that is exactly where Geldfuchs helps me every day. Then I spontaneously had my mother (70+) test it, and she benefits too – she has gained a much better feel for her finances. So I kept developing the app: currently for family and friends, and soon – that is the plan – for everyone who wants more financial clarity and to take charge of their own finances.”
Things you might want to know
How is Geldfuchs different from a banking app?
Banking apps show you one bank. Geldfuchs connects everything: your neon account, your VIAC Pillar 3a, your Pensionskasse (employer pension), your AHV (state pension) account, your Saxo investment portfolio. One place, one timeline, one logic.
Is my financial data secure?
Today: data is transmitted encrypted and stored in the browser or on servers in Switzerland (Zurich). The target architecture for v1 is zero-knowledge: even we cannot read your data.
Does Geldfuchs give me investment advice?
No, and that's deliberate. Geldfuchs visualises, calculates, and shows typical options – you always decide for yourself. This keeps us independent of FINMA regulation and conflicts of interest.
When does Geldfuchs go live?
Geldfuchs is already running – access is currently by invitation. Public launch: end of 2026. The waitlist is the best way to get in early.
Down the rabbit hole.
Be among the first to use Geldfuchs for their financial freedom and strengthen their financial independence. Sign up – you'll get an invitation as soon as we open the next batch of spots.
No spam. No sharing. Just a message when your access is ready.
Get to know the fox for free first
No rush: start for free with the Academy, the learning games or the calculators and get the app when you're ready.