Your Finances.Finally clear.
Your personal financial navigator. From birth to estate planning – it shows, warns and explains. Simple. Secure. Swiss.
✅ 14 days free · then CHF 129 per year incl. VAT · cancel any time during the trial
Beta since 10 October 2026 · official launch 2027 · we keep refining Geldfuchs with your feedback
Your financial dashboard – always with you
Get a holistic picture of your financial life after less than five minutes. From cash flow to estate: click through the real app.
Capture. Understand. Plan. Act.
Our life is a journey, our finances a constant companion. Geldfuchs unites your financial life in a single app, grouped into four core areas and several core modules.
① Capture
Import & transactions. Import bank and credit card statements as CSV, parsed locally in your browser. Geldfuchs recognises and categorises your transactions automatically. Salary, Pillar 3a, pension fund and AHV you enter yourself in a few steps.
② Understand
Overview · Cash flow · Net worth · Taxes. Your whole financial life at a glance – savings rate, wealth trend and all 26 cantons. The mirror: where do you stand?
③ Plan
Retirement · Estate · Protection. AHV, Pensionskasse, Pillar 3a, inheritance law, insurance – the big picture for tomorrow, calculated today.
④ Act
Navigator · Reminders. The heart of it is the navigator: Can I afford it? Geldfuchs gives you a calculated verdict, warns before things get tight, and shows you "Your Financial Year" as a personal review. Reminders are the handy extra on top.
Three steps to financial clarity
No endless forms, no hour-long setup. Type in your numbers or upload your bank statements. Geldfuchs analyses, calculates and visualises everything for you.
Import your bank statement
Enter your data manually or import your bank statement as CSV. Your data is stored encrypted on servers in Switzerland (Zurich).
Geldfuchs reads and sorts
Transactions are categorised automatically. Income, expenses, Pillar 3a, pension fund, AHV, investments – everything lands in the right place.
You adjust and decide
Fine-tune any uncertain categories in a few taps – Geldfuchs remembers your rules. Then you see your options and decide.
Simple. Fair. Swiss.
Explore the app with our demo personas first. When you're ready to work with your own numbers, try Geldfuchs free for 14 days.
Geldfuchs Premium
incl. VAT · equivalent to CHF 10.75 per month
- All areas: cash flow, wealth, taxes, retirement, protection, estate
- Navigator “Can I afford it?” for 9 life decisions
- Taxes for all 26 cantons, annuity or lump sum, capital withdrawal
- Geldfuchs Academy with 9 modules included
- Data in Switzerland (Zurich), no commissions, no product sales
Try free for 14 days
Cancel any time during the trial, afterwards to the end of the annual period. You add a payment method when you start and are only charged after 14 days.
Lifetime
All features of the annual plan, with no recurring payment. The offer is limited to 100 places.
Get Lifetime
What does financial planning cost elsewhere?
A one-off financial or retirement plan from a Swiss bank costs CHF 550 to 2'500 according to published price lists, and an update for example CHF 400 to 500 (LUKB, BEKB), all excl. VAT. Independent fee-only advice costs from CHF 190 per hour (PVVS). Geldfuchs works through the same questions for CHF 129 per year incl. VAT, as often as you like and always with your current numbers.
Published price examples (as of September 2026, providers' prices excl. VAT)
| Provider | Offer | Price | Source |
|---|---|---|---|
| ZKB | Pensionierung Classic (at most 1 hour 45 minutes) | CHF 550 | zkb.ch |
| LUKB | Retirement advice | CHF 925 | lukb.ch |
| BEKB | Financial planning, basic package with 2 scenarios | CHF 950 | bekb.ch |
| Raiffeisenbank Neukirch-Romanshornexample, each Raiffeisen bank sets its own prices | Retirement planning | CHF 1'200 | raiffeisen.ch |
| Glarner Regionalbank | Retirement planning Standard, 2 scenarios | CHF 1'500 | grb.ch |
| TKB | Retirement planning, base price (then CHF 250 per hour) | CHF 2'500 | tkb.ch |
| PVVS | Fee-only advice | from CHF 190 per hour | pvvs.ch |
| Geldfuchs Premium | Unlimited scenarios, always up to date, Academy included | CHF 129 per year incl. VAT |
An advisory session gives you a personal conversation with an expert. Geldfuchs is a calculation and decision tool and does not replace personal advice. Many people use Geldfuchs to arrive well prepared for an advisory meeting.
What a single decision can be worth
- Paying the full amount into pillar 3a (CHF 7'258): around CHF 1'450 to 2'180 less tax per year, at a marginal tax rate of 20 to 30%.
- Spreading a capital withdrawal of CHF 500'000 over two tax years: around CHF 5'400 less tax, median across the 26 cantons (single, 2026 rates).
Worked examples from the Geldfuchs engine, not a promise for your individual case.
As of September 2026, prices as stated on the providers' linked pages.
“Built out of curiosity. Used out of conviction.”
“I first built Geldfuchs for myself: out of curiosity, to replace my extensive Excel, truly understand my finances and make better decisions. As a business owner with fluctuating revenue I have to plan my liquidity with extra care, and that is exactly where Geldfuchs helps me every day. Then I spontaneously had my mother (70+) test it, and she benefits too: she has gained a much better feel for her finances. So I kept developing the app: first for family and friends, and now for everyone who wants more financial clarity and to take charge of their own finances.”
Things you might want to know
What does beta mean?
Geldfuchs has been available as a beta version since 10 October 2026, with the official launch planned for 2027. The app is fully functional and we keep refining it with feedback from our first users, so individual features may change. Your feedback is welcome: in the app via «Feedback geben» or at hallo@geldfuchs.ch.
How does the free trial work?
You use Geldfuchs Premium free of charge and in full for 14 days. When you start, you add a payment method with Stripe. If you cancel within the 14 days, nothing is charged. Otherwise the annual plan then costs CHF 129 per year. There is one free trial per person. If you have tested Geldfuchs before, the annual plan starts right away.
How do I cancel?
In the app under Settings, Manage subscription (in the German app: Einstellungen, Abo verwalten). Free of charge during the trial, afterwards at any time to the end of the current annual period.
Is the Academy included?
Yes. All nine modules of the Geldfuchs Academy are included in the annual plan, even during the trial.
What is Lifetime?
Pay CHF 1'000 once, with no recurring payment. The offer is limited to 100 places.
How is Geldfuchs different from a banking app?
Banking apps show you one bank. Geldfuchs brings everything together: your neon account, your VIAC Pillar 3a, your Pensionskasse (employer pension), your AHV (state pension) account, your Saxo investment portfolio. One place, one timeline, one logic.
Is my financial data secure?
Today: data is transmitted encrypted and stored in the browser or on servers in Switzerland (Zurich). The target architecture for v1 is zero-knowledge: even we cannot read your data.
Does Geldfuchs give me investment advice?
No, and that's deliberate. Geldfuchs visualises, calculates, and shows typical options – you always decide for yourself. This keeps us independent of FINMA regulation and conflicts of interest.
Does Geldfuchs replace financial advice?
No. Geldfuchs does the calculations and shows you options, you decide for yourself. If you bring in an expert, Geldfuchs helps you arrive well prepared.
Ready for more clarity?
Try Geldfuchs free for 14 days, with your own numbers.
Get to know the fox for free first
No rush: start for free with the Academy, the learning games or the calculators and get the app when you're ready.