Housing
For most people, housing is the biggest item in the budget, whether you rent or own: all posts about rent reductions, mortgages, affordability, amortisation and rent vs. buy.
Lower Your Rent: 1.25% Reference Rate, Watch the Deadlines
Reference rate 1.25%: if your rent is based on 1.50% or more, you can ask for less. We show your entitlement, the deadlines and the steps.
Imputed Rental Value Abolished 2029: What Changes for You
From 2029, the imputed rental value disappears, and with it most of the mortgage interest deduction. What this means for your taxes, amortisation and renovations.
Mortgage Amortisation Switzerland: Direct or Indirect?
Direct or indirect mortgage amortisation? How both options work, what the 2029 imputed rental value reform changes, and how to decide with a worked example.
Swiss Mortgages 2026: Affordability, LTV & Rates Explained
Understand in 10 minutes how a Swiss mortgage actually works: loan-to-value, affordability, amortisation, and the difference between fixed and SARON mortgages.
Buy or Rent in Switzerland 2026? The Honest Calculation
Buy or rent – what actually makes sense in Switzerland? Affordability, equity, monthly costs – the honest calculation with CHF examples.